Georgia vs Ohio: Tax Impact on Your Salary
VSDetailed comparison of tax rates, cost of living, and quality of life
📌 Breaking down 5.75% versus 3.99% shows roughly $1,760 difference yearly for $100,000 professionals. Ohio offsets higher taxes with affordability. The choice increasingly depends on whether commute times or direct savings matters more to individual circumstances.
When you stack up Georgia at 5.75% against Ohio at 3.99%, $100,000 earners face roughly $1,760 in annual difference. It's one of those numbers that can sway a decision, depending on your priorities and circumstances.
🔑 Key Differences
- **State income tax**: Georgia at 5.75% vs Ohio at 3.99%
- **Annual savings** (on $100,000): Ohio saves you ~$1,760
- **Tax system**: Both use progressive brackets
- **Deductions**: Standard federal deductions apply, state variations exist
- **Local taxes**: Check your specific county/city as rates vary within states
Tax Comparison
| Tax Type | Georgia | Ohio |
|---|---|---|
| State Income Tax | 1% - 5.75% | 0% - 3.99% |
| 💰 On $40,000 Salary |
State Tax: $1,350
Take Home: $38,650
|
State Tax: $798
Take Home: $39,202
+$552
|
| 💰 On $60,000 Salary |
State Tax: $2,025
Take Home: $57,975
|
State Tax: $1,197
Take Home: $58,803
+$828
|
| 💰 On $100,000 Salary |
State Tax: $3,375
Take Home: $96,625
|
State Tax: $1,995
Take Home: $98,005
+$1,380
|
| Cost of Living | Georgia offers solid value in most areas. Atlanta's housing costs have increased with economic growth but remain well below major coastal cities. Quality homes in good Atlanta suburbs often sell for $300,000-400,000 - prices that would require $600,000+ in expensive metros. Savannah, Augusta, and Macon provide even better affordability. Property taxes stay moderate, though increasing in desirable areas. Groceries and services cost less than national averages. Atlanta traffic can be severe, but lower housing costs often allow living closer to work than in sprawling, expensive metros. Overall, your income stretches considerably further than in northeastern or western high-cost states. | Ohio ranks among America's more affordable states. Cleveland, Columbus, and Cincinnati offer genuine metropolitan amenities with housing costs 40-50% below similar-sized coastal cities. Quality homes in good suburbs typically sell for $200,000-300,000. Smaller Ohio cities provide even better value. Property taxes vary by locality but generally stay moderate. Groceries, utilities, and services all cost substantially less than national averages. The affordability means moderate salaries support comfortable middle-class lifestyles. |
Pros & Cons
Georgia
✓ Advantages
- Moderate state income tax topping at 5.75%
- Atlanta offers major city amenities at reasonable costs
- Strong job market in logistics, tech, and entertainment
- Mild climate with lower heating/cooling costs than extremes
- Growing economy attracting companies and workers
⚠ Considerations
- Atlanta traffic congestion can be severe
- Sales tax reaches 8-9% in metro Atlanta
- Property taxes increasing in desirable areas
- Hot humid summers
- Public transportation limited outside MARTA coverage
Ohio
✓ Advantages
- Moderate state income tax tops out at 3.75%
- Affordable cost of living across the state
- Strong healthcare and manufacturing sectors
- Major metro areas offer urban amenities at reasonable costs
- Central location provides access to other regional markets
⚠ Considerations
- Some cities impose local income taxes on top of state tax
- Cold winters with heating expenses
- Some industrial areas face economic challenges
- Public transportation limited outside Cleveland
- Brain drain as young professionals leave for coastal opportunities
Bottom Line
From a tax standpoint, Ohio delivers about $1,760 more take-home at $100,000. Georgia compensates through affordability, keeping it competitive for certain demographics. young professionals tend to choose Ohio, while middle class populations often lean toward Georgia despite higher taxes.📢 Share This Comparison
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