Oregon vs South Dakota: Paycheck Calculator Comparison
VSDetailed comparison of tax rates, cost of living, and quality of life
📌 At $60,000, the difference between Oregon's 9.90% and South Dakota's no income tax comes to roughly $5,940 per year. South Dakota makes up ground with no income tax, which draws considerable interest from rural lovers. While lifestyle seekers tend to favor South Dakota for the tax break, the decision hinges on how much weight you put on commute times.
Oregon and South Dakota differ notably on income tax: 9.90% versus no income tax. The practical impact at $60,000 runs about $5,940 per year. Most people considering a move look at this alongside cost of living, job market, and lifestyle factors.
🔑 Key Differences
- **State income tax**: Oregon at 9.90% vs South Dakota at no income tax
- **Annual savings** (on $60,000): South Dakota saves you ~$5,940
- **Tax system**: Both use progressive brackets
- **Deductions**: Standard federal deductions apply, state variations exist
- **Local taxes**: Check your specific county/city as rates vary within states
Tax Comparison
| Tax Type | Oregon | South Dakota |
|---|---|---|
| State Income Tax | 4.75% - 9.9% | No Income Tax Winner |
| 💰 On $40,000 Salary |
State Tax: $2,930
Take Home: $37,070
|
State Tax: $0
Take Home: $40,000
+$2,930
|
| 💰 On $60,000 Salary |
State Tax: $4,395
Take Home: $55,605
|
State Tax: $0
Take Home: $60,000
+$4,395
|
| 💰 On $100,000 Salary |
State Tax: $7,325
Take Home: $92,675
|
State Tax: $0
Take Home: $100,000
+$7,325
|
| Cost of Living | Oregon costs vary significantly by region. Portland housing has appreciated substantially - median prices often exceed $500,000 in desirable areas. Eugene offers better value. Bend commands premium pricing given outdoor recreation appeal. Rural Oregon provides genuine affordability. Property taxes stay moderate. No sales tax delivers meaningful savings - no tax on groceries, clothing, electronics, or any retail purchases. Healthcare costs run high. Overall, Portland requires substantial income for comfortable living while smaller cities remain more accessible. | South Dakota consistently ranks among America's most affordable states. Sioux Falls and Rapid City offer small-city amenities with housing costs dramatically below national averages. Quality homes typically sell for $200,000-300,000. Property taxes stay low. Groceries and services cost substantially less than national averages. The extreme affordability combined with no state income tax means even moderate salaries support comfortable lifestyles. |
Pros & Cons
Oregon
✓ Advantages
- No sales tax saves money on purchases
- Beautiful natural scenery and outdoor recreation
- Strong technology and manufacturing sectors
- Portland offers urban culture and amenities
- Good quality of life
⚠ Considerations
- High state income tax (up to 9.9%)
- High cost of living especially in Portland
- Rainy weather much of the year
- Property taxes substantial
- Housing costs risen significantly
South Dakota
✓ Advantages
- No state income tax
- Very low cost of living
- No state estate tax
- Business-friendly
⚠ Considerations
- Cold winters
- Limited metro areas
- Lower average salaries
- Remote location
Bottom Line
On pure tax math, South Dakota comes out ahead by about $5,940 per year at $60,000 (no income tax versus 9.90%). Oregon makes up ground through no income tax, which matters considerably to many people. The right choice depends on whether you prioritize direct savings or value what Oregon offers in {factor} and overall lifestyle.📢 Share This Comparison
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